Health insurance for EEA and EFTA nationals

Everybody who has been legally resident in Iceland for six consecutive months before a claim is made benefits from health insurance. Children and young adults under the age of eighteen who are resident in Iceland are insured with their parents or guardians. The same applies to stepchildren and foster children.

Those who can present the relevant certificates can receive health insurance as soon as they arrive in Iceland. You must submit a valid E-104 certificate from a health insurance plan or social insurance administration in your previous home country to Icelandic Health Insurance or an office of the Social Insurance Administration in rural areas. The E-104 certificate is a confirmation of the period you were insured and in employment in another EEA or EFTA country.

Icelandic Health Insurance determines whether or not EEA and EFTA nationals may transfer their rights to Iceland.

You need to fill in the form ‘Application for registration in the Insurance Register under ‘Rights between countries’ and submit it to Icelandic Health Insurance or an office of the Social Insurance Administration at county offices, accompanied by the relevant supporting documentation (E-104, E-101, E-106, E-109, E-121, confirmation from tax authorities or other relevant documentation).

Those who are unable to transfer their rights between countries or have only been insured with private companies must purchase health insurance from an insurance company that is licensed to operate in Iceland. This insurance must be valid for at least six months from the date on which legal domicile has been registered.

Those who do not have health insurance must pay a higher fee for health services. Information on health insurance can be found on the website of Icelandic Health Insurance.

Health insurance for non-EEA/EFTA nationals

Applicants must purchase health insurance, called medical expense insurance, from an insurance company that is licensed to operate in Iceland.

This insurance must be valid for at least six months from the date on which legal domicile has been registered, or until the right to be medically insured in Iceland has been acquired. Further information is available from the following insurance companies: vordur.istm.isvis.issjova.is.

Children and young parents under the age of eighteen are medically insured with their parents or guardians. The same applies to adopted children, stepchildren and foster children.

Those who do not have health insurance must pay a higher fee for health services. Information on health insurance and other matters can be found on the website of the Social Insurance Administration (www.tr.is) and on the website of Icelandic Health Insurance (www.sjukra.is).

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